Blog

Medicare Coverage: What Are My Options? 

Medicare Coverage: What Are My Options? 

Enrolling in Medicare is considered a major milestone in your life’s journey. If your insurance does not automatically enroll you into Medicare when you are able, you will have to sign up manually with your carrier. Medicare is full of different plans and this is a...

Medicare Advantage Plan: What Is It? 

Medicare Advantage Plan: What Is It? 

Medicare Advantage plans are one of the various ways to get Medicare coverage. Advantage plans are often referred to as “Part C” or “MA Plans.” Only Medicare-approved private companies are allowed to offer these types of plans, and this is only accepted if they follow...

Are You Getting the Most Out of Your Life Insurance Policy? 

Are You Getting the Most Out of Your Life Insurance Policy? 

Life insurance policies can be confusing. There seem to be endless different options, plans, and policies to choose from. You might have simply selected the cheapest life insurance policy because you didn’t fully understand your options. Maybe you selected a pricier...

How Smoking Affects Your Health Insurance Premiums

How Smoking Affects Your Health Insurance Premiums

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums?  Determining Factors  Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents,...

What Expecting Mothers Can Expect from Their Insurance

What Expecting Mothers Can Expect from Their Insurance

Discovering that you’re going to be a parent can be the most exciting news you’ll receive in a lifetime! But underneath all that joy and excitement is another emotion just as strong: fear. There is a ton of responsibility that comes with bringing your child...

The Importance of Medicare 

The Importance of Medicare 

 Medicare is the federal government that provides coverage to those who are 65+, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain period of time, or under 65 and with End-Stage Renal Disease (ESRD). The Medicare program is funded in...

Marketplace and Non-Marketplace Plans – Which Is Right for You?

Marketplace and Non-Marketplace Plans – Which Is Right for You?

The federal government set up an online insurance marketplace called healthcare.gov. This website was launched in 2013 as part of the Affordable Care Act (ACA). Unless the state creates its own marketplace, citizens will default to using the federal exchange. These...

4 Practical Insurance Tips for Millennials

4 Practical Insurance Tips for Millennials

Millennials (young people born between 1981 and 1996) are now reaching a place in their lives where they have to start making important financial decisions, such as when to buy a house or have children. With the average amount of millennial debt rising, it is becoming...

Why You Should Avoid Sugary Drinks

Why You Should Avoid Sugary Drinks

Many American families consume sugary drinks like soda, energy drinks, sweetened coffee, or fruit juice on a daily basis but do not fully realize the effects these beverages have on their health. In addition to contributing to weight gain, type 2 diabetes, and...

When Is the Best Time to Buy a Car?

When Is the Best Time to Buy a Car?

Trying to pinpoint the best time to buy a car can be a little tricky because the timing all completely depends. Depends on what? The market for cars isn’t a written guideline and trying to determine the perfect time to buy will depend on who you ask and when. When...