Explore Your Options with an Experienced Insurance Broker

Helping you navigate Medicare, health, and life insurance with clarity and care.

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Helping You Feel Confident in Your Coverage Choices

If you’ve ever felt like insurance is a foreign language, you’re not alone. At Carol Cherry Insurance Broker, we specialize in turning complicated topics into clear, helpful conversations. Whether you’re approaching Medicare eligibility, exploring life insurance, or planning ahead with supplemental coverage, we’re here to make it all easier to understand.

Our approach is personal and pressure-free. We’re not here to sell — we’re here to educate and empower you to make the decisions that are best for your life. We are licensed in multiple states, including Illinois, Louisiana, Ohio, Florida, Texas, Tennessee, and California, serving individuals and families who want real answers, not hard sells.

For accommodation of persons with special needs, please call (815)-762-0761-771

Please check the Dekalb Public Library website for special holiday hours and possible meeting location changes.

Why Choose Carol Cherry Insurance Broker?

Evaluating Life and Health insurance needs for yourself and/or your family can be daunting and overwhelming, but addressing the need for proper Life and Health insurance is a wise thing to do to protect your family’s health and financial interests. Allow us to help you shop for the carrier that is best suited to meet your needs and the needs of your family. Carol Cherry Insurance Broker is contracted with many insurance carriers to best assist clients to find the carrier that is most responsive to the individual needs of our clients.

Health Coverage

Medicare

MEDICARE PRODUCTS

Medicare can be confusing. Whether you’ve just turned 65 or you’re looking to expand your Medicare coverage, we can help you understand the system.

Woman trying on glasses

Healthcare

Your health should be one of your greatest priorities. Make sure you have the right coverage for both expected and unexpected health concerns.

Man at the dentist, smiling.

DENTAL INSURANCE

Maintaining your oral health is incredibly important, but not all employers offer dental coverage in their medical insurance package. Our agents can help you get an individual dental plan so you don’t have to miss a trip to the dentist.

Life Coverage

Happy Family

TERM LIFE INSURANCE

Life insurance does not have to be complicated. Term life is a simple and straightforward policy that lasts for a limited number of years. With more affordable premiums, term life insurance is popular with young families.

Golden Years Couple

WHOLE LIFE INSURANCE

As its name suggests, whole life insurance lasts for your lifetime. Its benefits include a fixed premium, meaning you won’t have to pay more as you age. Your whole life policy is also guaranteed to build cash value over time.

Casket with flowers

FINAL EXPENSE INSURANCE

Ensure your loved ones are not burdened with end-of-life expenses. Final expense insurance provides an affordable way to cover funeral costs, medical bills, and other outstanding debts.

How Carol Cherry Insurance Broker Addresses Your Needs

Choosing to work with an independent insurance agency gives you more options from different companies, potentially saving you money. Perhaps more importantly, an independent agent can help you better understand the coverage available to you, so you can make more informed decisions about your insurance. The ins and outs of insurance–deductibles, premiums, and more–are far more approachable with an independent agent on your side. 
Happy couple talking with insurance agent.

“Carol Cherry is the most kind and responsive professional I have ever seen! She answers all questions, and if she needs to research the issues, the results are send to us via an email or a phone call. I highly recommend her for any health insurance needs!”

- Jon Meredith

“Carol, I can’t thank you enough for all your help!  It was nice to hear a familiar voice and it has been such a pleasure working with someone who provides superior customer service and follow through. I truly mean it when I say that you are an asset to Aflac!! Thank you again.”

- Diane Liepins

“Carol, I am so excited that you stopped by my office today! Thank you! We will speak before April 10th. I’m sure, but I’m excited about our meeting coming up!”

 

- Vickie