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Health Insurance

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President Joe Biden has created a Special Enrollment period for individuals to enroll in a Qualified Health Plan through the Marketplace from 2/15/2021 to 5/15/2021. Carol Cherry Insurance Broker is a certified enroller through the Marketplace. Health insurance is so crucial to a healthy productive lifestyle, especially during the pandemic. Most middle income families qualify for some level of a federal tax subsidy to help pay their premiums. Education and enrollment is done remotely and there is no additional cost for my services.

What Is Health Insurance?

Health Insurance Association of America defines health insurance as "coverage that provides for the payments of benefits as a result of sickness or injury” as well as “insurance for losses from accident, medical expense, disability, or accidental death and dismemberment." It is broken up into two main categories: Fee-for-Service and Managed Cared. Although both plans are not entirely like the other, they both can cover areas such as medical, surgical, and hospital expenses, as well as prescription drug and dental coverage.

How Does It Benefit Me?

As people, we are susceptible to accidents and illness whether we like it or not. Although it would be nice to plan for such instances, that is not always possible. When or if that moment comes and you find yourself without health insurance, you might be facing serious consequences on top of your pre-existing issues. However, with health insurance to help you, you don’t have to have any more added stress and can instead feel relaxed knowing you will be taken care of.

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